ENJOY NO PAYMENTS FOR UP TO 6 MONTHS
WITH A CRAFT RUG MILLS CREDIT CARD

Craft Rug Mills, the operator of CraftRugs.com, offers a secure, convenient way to pay for your area rug and home decorating purchases over time. To learn more about the benefits of a Craft Rug Mills Credit Card, please read the FAQ's below. If you have further questions, please contact us at info@craftrugs.com.

What is a Craft Rug Mills Credit Card?

A Craft Rug Mills Credit Card is a financial management tool that allows you to purchase all of your area rug and home decorating products without tying up your major credit cards. Craft Rug Mills Credit Cards, are issued and maintained by GE Money Bank.

How do the "No Payments, Deferred Interest for 90 days" and "No Interest, Deferred Interest for 6 Months" promotions work?
You will receive monthly statements for your purchases with suggested monthly payments. You are not required to make the minimum monthly payment displayed on your billing statement each month during the promotional period. If you pay for your purchase in full by the payment due date, either 90 days or 6 months after the transaction date, depending on which promotion you select, you will not be billed Finance Charges. However, if you fail to pay the balance in full before the payment due date, you will be responsible for the Finance Charges, which accrue from the transaction date.

Are there minimum purchase requirements for the "No Payments, Deferred Interest for 90 days" and "No Interest, Deferred Interest for 6 Months" promotions?
Yes. A minimum purchase of $199 is required for our No Payments, Deferred Interest for 90 Days, and $399 is required for our No Payments, Deferred Interest for 6 Months. Returned or exchanged merchandise which would bring your material subtotal below the the required minimums will incur a surcharge of three (3) percent, which will be charged to your Craft Rug Mills Credit Card.

What is the Annual Percentage Rate?
The Annual Percentage Rate is 22.98%. The Minimum Finance Charge is $2.00. Of course, you can choose to pay your entire balance by the payment due date and pay no finance charges.

Is there an annual fee?
No. There is no annual fee for using a Craft Rug Mills Credit Card.

Is there a pre-payment penalty?
No. There is no penalty if you wish to pay the balance in full prior to the payment due date.

How do I apply for a Craft Rug Mills Credit Card?
Simply click on the Apply for Financing link on the top right corner of the page. Answer a few quick questions, and receive approval in just a few seconds. If approved, you will receive an account number, which you can use immediately; you will also receive an actual card in the mail a few days later, which you can use for future purchases from CraftRugs.com.

How do I use a Craft Rug Mills Credit Card?
Making purchases with a Craft Rug Mills Credit Card is as easy as 1,2,3: 1) After adding items to your shopping cart, select "Checkout"; 2) Select either No Payments, Deferred Interest for 90 days or No Payments, Deferred Interest for 6 Months from the drop down menu under "Credit Card"; 3) simply enter your account number and expiration date like an ordinary credit card. It's that easy!